Our dealerships will close at 2:00pm on Wednesday, 3rd July. We will resume regular trading hours from Thursday, 4th July. Thank you for your patience as we work towards further enhancing your customer experience at Sydney City Toyota.

Toyota Finance

Toyota Access Car Loan

Toyota Access Car Loan

No matter where the journey takes you, Toyota Access, with its lower monthly repayments[F9] and Guaranteed Future Value (GFV)[F2], is the secured car loan for new, eligible demo, and Toyota Certified Pre-Owned Vehicles that lets you live for today while taking care of tomorrow.

Toyota Access benefits:

  • Lower monthly repayments[F9] than a standard car loan.
  • Know the Guaranteed Future Value[F2] of your car.
  • Option to trade, keep, or return your vehicle when your loan ends.
  • Decide on the deposit you want to pay - if any.
  • Select a loan term of 1-4 years for new and eligible demo vehicles or 3-4 years for Toyota Certified Pre-Owned Vehicles.
  • Choose weekly, fortnightly, or monthly repayments.

Finance Options from Sydney City Toyota

Personal & Business Finance Options from Sydney City Toyota

If you're looking for a new or pre-owned vehicle we offer a variety of great loan options to get you into your new car sooner than you think. No one knows car finance like Sydney City Toyota and we offer options for both personal and business finance.

For personal finance we recommend :

For business finance we recommend : 

Our team are here to support your automotive needs, so if you need finance for your vehicle, feel free to speak with our team or enquire online now.

Getting you where you need to go

There are a range of Toyota Finance products to help get you on the road in your new Toyota. No matter which option you choose, our clearly defined process gives you the confidence of a personalised rate and flexible options to manage your vehicle loan. Calculate your unique Toyota Personalised Repayments[F6] before selecting a financing option that best suits you.

Our Finance Products

Finance made for you

There’s a Toyota for every kind of journey. There’s also a Toyota Finance product for every life journey. We’ve designed all of our loans and leases to be flexible so that you can shape them to your unique needs.

Lower monthly repayments

A Toyota Access Vehicle Loan can offer you lower monthly repayments[F9] than a regular car loan, a Guaranteed Future Value[F2] and a loan term between 1 and 4 years. At the end of your loan, your options are flexible, helping you stay agile and in control.

Pay off your loan on your terms

Our Fixed Rate Car Loan puts you in control. Decide on your deposit amount or decide not to have one at all. You also get to choose the length of your loan - anywhere between 1 and 7 years - and how often your repayments are due. And best of all, at the end of the loan, the vehicle is yours to keep.

Flexible finance products for your business needs

Explore our financing range, tailored to suit you and your business.

Novated lease for employees

Bundle the costs of owning a car into one monthly payment from your salary package.

Novated lease for employers

The smart way to mobilise your staff.

Fixed Rate Loan for business

Gear up to grow your business vehicle needs with confidence.

Fleet Services and Products

We have a variety of products and services to assist you.

Toyota Car Insurance[F7]

Designed for your Toyota by the people who know it best

Get the only car insurance cover built specifically for Toyota vehicles. Whatever happens to your Toyota, you know you’ll receive Toyota Genuine Parts for authorised repairs within the manufacturer’s new vehicle warranty period and a lifetime repairs guarantee when an authorised Toyota repairer works on your car with Toyota Comprehensive Car Insurance[F7]. Plus, receive a new replacement if your Toyota is less than three years old and damaged beyond repair.

Approved applicants only. Terms and conditions apply. This information is provided by Toyota Finance, a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536, is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.

[F2]The Guaranteed Future Value (GFV) is the minimum value of your Toyota at the end of your finance contract, as determined by Toyota Finance. If you decide to return your car to Toyota at the end of your term, Toyota Finance will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. The information provided is general in nature. You should seek your own financial advice to determine whether Toyota Access is appropriate for your individual circumstances. Terms, conditions, fees and charges apply. Toyota Access GFV products are available to approved customers of Toyota Finance, a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.

[F9]Lower monthly repayments compared to a similar term with no Guaranteed Future Value (GFV) or equivalent balloon final payment. Total interest charges will be higher if a GFV or balloon final payment is selected. Lower monthly repayments compared to a similar term with no Guaranteed Future Value (GFV) or equivalent balloon final payment. Total interest charges will be higher if a GFV or balloon final payment is selected.